1515 Ashment Ave 1,

Idaho Falls, ID 83404

Retirement just got better: tap into your home's equity with a Mann Mortgage Reverse Mortgage.

Quite possibly the most powerful & useful loan program in the world, Reverse Mortgages allow you to use your home equity as YOU see fit - while still owning it.

What are reverse mortgages?

Reverse loans, also known as reverse mortgages, are a type of home loan that enables homeowners who are 62 years or older to convert a portion of their home equity into cash without the need to sell their homes or make monthly mortgage payments. One of the main benefits of reverse loans is that they provide a regular stream of income or lump sum payment to help supplement retirement income. Additionally, reverse loans may be an attractive option for individuals who want to pay off an existing mortgage, cover healthcare expenses, or make home renovations. Ideal candidates for reverse loans are those who have substantial equity in their homes, have no intention of moving anytime soon, and have a need for additional cash flow.
Elderly man and woman drinking from mugs and looking at phone.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

Reverse Mortgages at a glance.

  • We offer both fixed-rate and adjustable-rate reverse loans, giving you more flexibility to choose a loan that fits your needs.
  • We are never pushy with our clients because we respect your sense of autonomy over your decision-making process.
  • A reverse loan can allow you to stay in your home while accessing its equity. This can be a good option for seniors who want to age in place and maintain their independence.
  • If the balance of the loan exceeds the value of the home when the homeowner passes away, the lender absorbs the loss, not the heirs. This can help protect your family from potential financial burden.
  • Our Idaho Falls branch serves several nearby towns, including Rigby, Shelley, Rexburg, and Blackfoot.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

reverse mortgages

With a reverse mortgage, the lender makes payments to the borrower based on the borrower’s equity in the home. The loan is repaid when the borrower sells the home or passes away. The borrower can choose to receive the funds as a lump sum, line of credit, or monthly payments.
Single-family homes, condominiums, and some manufactured homes are eligible for a reverse mortgage. The home must meet certain requirements, such as being the borrower’s primary residence and being in good condition.
We have a strong local presence in many communities across the country, which means that we have a deep understanding of the local housing market and can provide you with valuable insights and advice.

Take control and work toward financial freedom. Contact us today or visit our Idaho Falls branch for more details on our reverse loan application process.

“I was initially apprehensive about Reverse Mortgages, but my banker recommended that I contact Mann Mortgage to discuss. We were glad we did. Our loan officer took us through the entire process, answered my numerous questions, and assured us that this product would meet our specific needs.”

Michael S.

Let's get you home.

0% down financing for homeowners 62 years and older. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.