1515 Ashment Ave 1,

Idaho Falls, ID 83404

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

When contemplating the pursuit of homeownership in Rigby, Shelley, Rexburg, and Blackfoot, one need not search beyond our Idaho Falls Office. We acknowledge the formidable journey that homeownership can pose, particularly when it involves the intricacies of financing. This is precisely where VA Loans take center stage. In the following discourse, we shall embark on an exploration of the nuanced world of VA Loans, a unique and invaluable financial resource available exclusively to members of our community. Understanding the profound significance of securing a place to call home, our Idaho Falls Office is committed to simplifying the often perplexing landscape of mortgage options. VA Loans, in particular, stand as a beacon of hope for those who have selflessly served in the armed forces, including veterans, active-duty service members, and select members of the National Guard and Reserves. These loans have been meticulously designed to facilitate the realization of homeownership dreams with exceptional terms and benefits.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • VA Loans are a unique mortgage option designed to assist veterans, active-duty service members, and certain members of the National Guard and Reserves in achieving homeownership.
  • One of the standout features of VA Loans is that they often require no down payment. This means you can purchase a home without the burden of a substantial upfront payment.
  • VA Loans typically offer competitive interest rates, making them an attractive option for eligible borrowers.
  • Unlike conventional loans, VA Loans do not require private mortgage insurance, further reducing the overall cost of homeownership.
  • VA Loans tend to have more lenient credit requirements compared to some other loan types, making them accessible to a broader range of borrowers.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

VA Loans are available to veterans, active-duty service members, and certain members of the National Guard and Reserves. Specific eligibility requirements can be obtained through our Idaho Falls Office.

While VA Loans have flexible credit requirements, a good credit score can improve your chances of securing a favorable interest rate.

Yes, VA Loans offer refinancing options such as the Interest Rate Reduction Refinance Loan (IRRRL) for eligible borrowers looking to refinance their current mortgage.

VA Loans do have maximum loan limits, but they vary by location and can be higher in areas with a higher cost of living. Our Idaho Falls Office can provide specific details for your region.

To apply for a VA Loan, you’ll need to gather necessary documentation, including proof of eligibility, and work with a VA-approved lender. Our Idaho Falls Office is here to guide you through the application process.

In conclusion, VA Loans offer a remarkable opportunity for eligible individuals in Rigby, Shelley, Rexburg, and Blackfoot to realize their homeownership dreams with favorable terms. If you have further questions or wish to explore VA Loans, don’t hesitate to contact our Idaho Falls Office for expert assistance

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.